Here is some info on why they recommend one still:It is recommended that single-member LLCs have an operating agreement for a number of reasons, including: Protecting against personal liability disputes Maintaining a clear separation between personal and business affairs Providing guidance on how the LLC should operate Making it easier to work with third parties Allowing someone else to run the business if the owner is unable to

Nice of your to help step in and get your family affairs in order.

OK got it.. no different than going to a Tony Robbins event you have all the likely suspects selling their version of how to get rich and or take control of your personal affairs.

based on your description of your current financial affairs I would say you have ZERO chance of pulling off a construction loan .

This is not legal advice....but "practicing law" is different than representing yourself in your own affairs.

I’ve lost confidence in knowing that my affairs have not been handled properly and have yet to sign a new contract.

I bought a property for my family and I with the Veterans Affairs Loan in 2017 and that was scary.

Definitely not a try it yourself affair!

The way foreclosures are offered varies greatly around the country, and we don’t know where you are located… but where I am at they are all cash affairs, with the money due within 24 hours of winning the bid.  

The Department of Veteran Affairs announced that it has temporally lifted its ban on buyers paying for real estate agent representation.