They often think they're getting a good deal and tell their friends they got a good deal, when they really left money on the table unknowingly.

I did have experience operating LTR's to bring to the table, but even if you don't, it's not that much more complex.

What worked for me was focusing on building strategic relationships with top tier people (quality partners) who could complement what I brought to the table—sales, management, and execution.When you are approaching sellers for creative financing, leading with a clear value proposition (and CONFIDENTLY) is key.

However, at the closing table, we discovered it was zoned as a two-family residence.

Does that make anyone think, "If you're not bringing any capital to the table then you probably want to avoid this strategy or you probably want to go with this kind of investment"? 

Our bank will let us use equity that exceeds 25% across multiple properties that are either owned free and clear or where they hold the first so long as the deal still cash flows with however much cash is brought to the table.

I didn't raise rents at some of my properties for many years and realized how much money I was leaving on the table.

As for how much I’d put down, it typically ranges from $0 to $100K, depending on what I’m bringing to the table or what my partners are contributing.

My initial plan had been to do something like Rent-to-Retirement or REI Nation- assuming that I'd be leaving money on the table to pay for their expertise, but hoping that I would learn through the process and develop the confidence to strike out on my own later. 

Neutral paints, accent walls.