With a duplex you get more control, maybe more write offs, but obviously more hands on and the potential for higher vacancy.

Regarding total potential loss, Umbrella is better.

The one negative is with multiple tenants in a house is potential for conflict among each other but could be reduced by screening all of them well. 

.✅ Calculate potential profit/loss using this simple formula:📊 (Monthly Rent - Total Monthly Expenses) = Net Rental Income3.

If the sellers aren’t willing to update records or make necessary improvements, it’s essential to weigh the potential risks and long-term impact.

It’s preventable with proper precautions, but still something to factor in.Appraisal risk is a wildcard.

If numbers work and risks are manageable, this could be a solid house hack!

For a while, a truly irresponsible group of new investors were joining the forums, thinking they should pursue extremely dangerous strategies that put themselves and the people they were buying from at risk. 

The 25k would do fine in a stock index that suits your risk tolerance.

Offer a personal guarantee (reduces investor risk if you have the balance sheet for a PG to be worth anything).