After getting the top from Nathan G (thanks Nathan) I looked into petscreening.com and watched the demo video.

Also avoid the latest trends since they change so quickly, upgrades that are great today will look dated soon and you don't want to have to demo them out later.   

He said that there's a lot of work that was already done (i.e. demo on the drywall, finding leaking pipes, etc) but because they're not yet finished, the inspector might think it's just simple demo.

She suggested 60/40 because I will be acting as the contractor, as I'm able to do any of the work myself from demo, Plumbing, electrical, roofing, siding, window and doors, Framing, drywall, flooring, painting.

I know there would a demo cost, permits, etc, but would it be worth considering? 

No one calls a plumber and the demo team to take a sledge hammer and start work.

I do as much as I can regarding demo but limited.

I know you can't tell the inspector "we promise not to use it," but would it be cheaper to just demo it outright?

Fire damaged properties are such high risk because you don't really know the extent of the damage until you do the demo.

The hardest part is the concrete in the driveway is shot and would need replacing and their is a separate detached garage that would need demo.