T-12 actual expenses are 39% but there's a lot of fat to be trimmed in maintenance and water.

As far as I’m aware pretty much anywhere in the metro area the adu is for owner occupants only, and tbh if you are only going to live there for a year it doesn’t really make sense cost wise to build one, you can in most of our jurisdictions convert the basement to an adu, though the only difference between that and renting the basement without the adu permit is you can add a stove. 

Granted, lots of tech was fat trimming it's also prohibitive to (some) degree for growth.

You're just as good putting it under your mattress.Now with that said, if I somehow did not want to grow my wealth fastest and have most of my money working for me at all times, I would pay off the property with the highest rate / lowest balance first and cycle through them in that manner until they are all paid off and my mattress is fat with dead cash called equity.

But if I am building that portfolio myself, I'm going to do it with as little of my money in each acquisition as possible and get to as many cash flowing assets as I can in as fast a period of time as I can.  

New to the game and hoping the coach puts me in.Would love to get together to chew the fat with others. looking at buy and hold mainly.Stephen

No matter what the case may be, Id advise going to this location and learn as much as you can in regard to what is going on.

can you imagine the amount of folks that sign up for the 1k and can in no way pull this off..

I look forward to growing my knowledge and portfolio so I can in turn help others do the same.

I need to cover all my expenses and also get some profit margin.That is why I am in a landlord business.With the inflation at 30% (go to a gas station or a local store to learn by how much the power of your money decreased) I cannot raise by $100.I will be in a big fat negative.