Either one has no vested interest in behaving properly.

But you can't count on another lender to look out for your interests, and certainly with 0 skin in the game, borrowers behave very differently than if they had tens of thousands at risk.If this is such a great deal, why isn't the original HML in first position lending the whole thing?

I am sorry Gautam, I seem to be having a problem with uploading these pics....

We have well behaved tenants because M2M lets us be in control. 

There’s nothing you can do to prevent a mentally compromised person from behaving mentally compromised in your property.

BTW - that list was the complete wrong target (most everyone on it had almost no equity).Seems like people either don't check their mailbox very often (group mailboxes in the newer neighborhoods), save the postcard and forget to call right away or they're waiting for some condition to be met before they call...The lists I've been mailing to since then still behave the same way, but the calls volume increases with each repeat mailing.

@Ted Manahan my apologies for the call issues you seem to be having.

Probably wouldn't be having these issues here.

They are just mimicking their surroundings and life lessons and could just be having a really f'ed up day.The easiest way to communicate, yes communicate, with this personality type is to mimic them by using a tonality a couple decibels higher.

People who hide relevant information from those sellers are behaving unethically.