I have chatted with the team at Losness Group on several occasions.  

I think weare pretty darn affordable ; )As a former English teacher, I am extremely proudof our program and the success our students have had.After speaking with you for about an hour on 3 different occasions, I determined that you would not be a good fit.

I have hired them on several occasions. 

By having a solid PM and a variety of others who are all driving by the properties on occasion, sending you pics, and allowing you to cross check each member at a certain level, you're able to create a similar accountability as to being local.

Worked with them on many occasions 

I don't suspect I will even bother with asking for a refund on that money since technically they did market it and show it on a couple of occasions.

Lightening does strike on occasion, but it's doubtful you could find enough 70% deals to run a successful flipping business in southern California.Paying 75% is challenging, no doubt, but these deals are available in enough quantity to make a go at it.

I have talked to him on several occasions as I was figuring out my financing strategyI personally found a local bank in my are that will write commercial loans at any value. 

Make sure you listen to the podcasts (as they on occasion refer to differences now from that time).  

Then you can work with the mortgage side of the bank and get better interest rates and higher refinance numbers.However, I've done what you're looking to do on two separate occasions, and I'm in the midst of my third time.