(Last Christmas one of my cousins was playing kissy face in the corner with her high school boyfriend and my grandma rolled over in her wheelchair, smacked her on the leg, and told her to have more respect for herself and stop being such a hussy!

The court shuts down over Christmas, so it took an additional 3 weeks to get her out.

We own and operate a choose & cut Christmas tree farm.

Then I found BP and the world as I knew it changed.I remember logging into my account right before Christmas and getting a notification.  

If I were a tenant and my landlord gave me a $500 stipend to buy a frig (which...be honest...isn't much to buy a new refrigerator) and I bought one that was, say, $900 there would likely be one heck of an argument on who owned the frig at the end of the lease and whether I was getting the difference back on my security deposit if the landlord kept this.Right now all the big box stores (Lowes, Home Depot, HH Gregg, Best Buy) will have refrigerators on sale for Christmas.  

I dont have much advice for you or tons of banking "guidline or regulations" info for you, but i would like to give me 2 cents.the 1st sfh i bought, the loan was through a local "small" bank. they required 20% down and I funded all repairs. 5 year loan/20 year amortization with balloon payment at end. this puts me at about 33% equity and cashflowing nicely. after 1 year (will be in April), I plan on refinaincing, leaving 20% equity. not sure if i am going to do a 15 or 30 year note, but i should get most of this cash back out and still be cashflowing nicely. fast forward to my second deal. i needed to close within 10 days around Christmas time.

Our roots run Deep in TN and we are planning a move to be home by Christmas.

It feels like Christmas!

If they breached it, they breached it you do not have an obligation to give anything back.That being said, it is December and Christmas is around the corner...are you feeling nice or not?

Hi there, Jerry.Merry Christmas from snowy Illinois!!