Medicine and medical equipment are not subject to the lien under this subdivision, and the landlord shall promptly return them to the tenant upon request.2.

I basically just told my realtor that we’re gonna start giving them a taste of their own medicine.

And because this is a government program, it's excluded from the CFPB/Dodd-Frank "high cost mortgage" anti-usury laws that would otherwise prohibit such an interest rate on an owner occupant mortgage.

L.A is pretty anti development and it seems like projects take forever to get approved and built.

In Cook county (Chicago, IL) you have to attach a state of IL form called anti-predatory lending when you record a mortgage in Cook county.

http://bankbryancave.com/2014/03/the-anti-tying-ru...When I was a commercial lender, we asked for deposit relationships, but were careful to make sure that it didn't sound like the loan was dependent on the deposits because of "Anti-tying" regulations.  

I have closed two of my OREO selling to Naca financed buyers.Naca allows the seller to buy down interest rate all the way to 1/2%... buyers must go to class and learn to manage money etc. they have a website just google it.. they were and are predominatly geared towards minority borrowers and very anti predatory lending.. to the point that they had on their website the CEO of many predatory lending companies home address and pictures of their Conneticut mansions it was pretty funny really.. very disjointed though and pretty tough to get a deal through.. they have certain loan limits and income limits.. not everyone can use them if you make too much money.the one I distinctly remember selling in Jackson MS  the buyer put no money down paid 110K I contributed about 15k to buy down the rate they got 1% and the lender is B of A in this case ..

I just found out today that my current deal which is supposed to close this Friday is subject to the FHA anti-flip law because the purchase price was less than half of the sale price to the current buyer.

Most know I am pretty anti-debt, but here are a couple rules of thumb I go by and have used successfully.  1st- having cash gives you options.  

If you leave any small detail up to them, they'll put light switches in the middle of rooms, medicine cabinets not centered, doors opening the wrong way,,,, they are all about the easiest, not what's right.