Now, if you had all of that nicely wrapped up inside of an LLC and the same judgement was made then the judge can only take into account the net value of your LLC and not make you sell off your 401K and dip into your kid's college fund to pay out to your tenant. 

as the property owner, you have money and assets they can use when/if they win to attach the judgement against to try to collect their money.

How on earth do you expect to sue for restitution judgement recovery if you have to, and there's nothing to attach? 

It's the edge cases tend to be more of a personal judgement call... is it an "A-" or a "B+" or a "C-" or "D+" I think most people develop these judgements over time based on their personal preferences and the compromises they are most comfortable with.

Some LL will pursue the delinquent renter and try to get judgements against them; others do not.

It should include a full credit report with all judgements, collections, open accounts, payment history, and credit score.

It can certainly be a fault and cloud judgement from time to time, but I try hard to make sure I am doing the best I can do.I know I could make better money for myself in general, but I do feel like this business is something special in its own sort of way.

By titling in both names it is much harder for a tenant to bring legal action against you and get a judgement in their favor.Then protect everything with a million dollar umbrella policy.

Well I took my tenant to court and I won my judgement!

Final Judgement: $35,000