My understanding is you can only use convictions in your criteria, and not the mere filing as a reason to deny.

If the tester does offer mold remediation services they are going to give you a sense of immediate urgency and panic to essentially get you to fork over $$.Don't get me wrong, I have no idea how bad the situation is, if at all(it could very well be that mold appears on every surface) however, it could also be that it isn't and they are merely trying to make a sale. 

Often, it will be in the name of both the policy holder and the Mortgagee (if they are listed on the policy).  

I do not want to depend on appreciation, though I do expect to see some "appreciation" merely because of the deal I am getting.So, what I am hoping to invest with is 10% down, while some of the banks I have talked to are asking for 25%.

Mortgage brokers make less than that on smaller deals but their effort is less.If the person is merely introducing you to someone they know, you may wish to pay a lower fee.

For those of you who are new(er) or are not aware of me, let me re-introduce myself.

I hear their radio commercial almost hourly - now they offer free lifetime roadside assistance to everyone, you aren't even suppose to be an allstate policyholder to claim it.

I see houses that sell for mere $1,000 and I could probably could get it for $500, but I wouldn't touch those.

It does make sense to those investors who can secure money at rates not available to us mere mortals.

I can do a 'no cause' termination of tenancy with a mere '20 Day Notice'.