The above sentence has worked well for me.  

@Ian Walsh I feel I need to reply as I'm afraid I don't concur with your last sentence the way it stands in relation to your sentence preceding it. 

If one of those things in the last sentence doesn't happen, move on to the next one.

But I would rephrase it because the "OR" in the sentence would make me think you can't have 15 days of personal use in any case. 

It could be summed with one sentence: "Over the next 4 years, I want to wholesale properties, start a rental business, and buy vacant land".In my opinion, you're doing this completely backwards.

Period, end of sentence.

One sentence: You cant go broke if you dont owe anybody money.

This sentence made it sound like you didn't know when she applied that she had 17 and 18 year old children.

Hey Mike - I occasional "get" to listen to some pretty crude characters, however it think your caller used F*** enough times to convince me of two things and one opportunity:1) The F word, when used as an adjective, loses its effectiveness and impact when repeatedly used (like very, very and many, many) in the same sentence as both a descriptor and as an end result.

But the sentence needs to be continued with  "...for those willing to work harder than most others, and who think creatively".