I haven't found out why but with the city being a huge Navy town...government contracts being cut.

I am also a Navy vet.

You will probably need a French drainage system in the back diverting the water to the side(s).  

Navy Federal Credit Union has the beat secured card hands down!

Thanks for the quick feedback….to respond:@Navi – Thanks for the comments.

Eric French Thanks for the thoughtful response.

(House was in Highland Park, Los Angeles)Purchase price: $600kRehab: $94k - Full rehab: new layer of shingles on roof, 13 new windows, all new doors, new laminate floors, new 3' front retaining wall, full gut kitchen (new cabinets, quartz countertops, tile backsplash), 2 full gut bathrooms (new tub, floor tiles, wall tiles, vanities, faucets, toilets, vanity lights), converted one closet into a washer/dryer closet, created a master ensuite with a hallway bath, opened up some walls, recessed lights throughout, scraped popcorn ceiling, installed new HVAC, interior paint, exterior paint, stucco repair, new landscaping front and rear of house, new wrap around deck, installed double french doors master bedroom and garage, to new tankless water heater, new exterior lights, updated light plumbing and electrical, new garage door with motor, and some other normal repairs like replacing drywall, floor boards, and replacing some wood trims like facia boards.    

I'm retired Navy and know a lot about VA benefits, so hit me up if you have any questions.

Come spring and summer, every time you water the flower bed, you'll have the same problem.If gutters and grading don't fix it, then you might have to go the next step with a french drain system.

Just some slight background information on me, I did one year at Kent State University studying Finance and French but after the pressure of student loans breathed down my neck I couldn't justify the cost for no definite gain.