However every giant tree started as a tiny seed.

Dealing with slow tenants is such a giant time suck.

This is a giant hurdle regardless of what is legally possible, as you will be in a much better position if your city council "like" the idea.

@Latimer Luis When you get a chance, read: Awaken The Giant Within, by Anthony Robbins.

This has to be a conscious decision, and generally I advise against it, but some owners insist...Trying to run a rooming house, OTOH, is a giant pain... you have personality conflicts to deal with on top of "normal" rental issues.

For me, it helped to start a giant wiki (wordpress) with very broad general categories.

As you can see in my profile, I'm from Milwaukee, which is just 80 miles north of Chicago and the way things have been slowly growing over the years, the two metro areas seem to be morhping into one giant metropolis.

You know, the amazing elongated bowl, giant valve... the one that is like $350??

There's a giant cup of coffee with your name on it for any advice given :).  

HELOC's are really good products but they are like credit cards...GIANT credit cards....and you know how every financial planner feels about credit card debt.