Here's the gist of it: If you earn 150% of what you need to spend each pay, you can pay off your mortgage quicker by putting all of your income directly into your HELOC, and only withdraw the amount you need to pay your bills at the last available moment (to save on interest).Now, was that last sentence really worth the $3k that most of these "programs" usually charge you for their coaching/training in such "velocity"?

Well, yes, however, the last sentence, for the mortgage to be in your name only you'll need to be on title.

I've been receiving 1 sentence emails about once per day. 

Simple sentences.

Specifically, the last couple sentences. 

As my opening sentence probably lets on I am a relatively new in regards to real estate investment.I am originally from Santa Monica, California and I am a technical writer by day.My goals in real estate is to assemble a portfolio of 100 properties.

Inside the envelope, I write a few short sentences with my name and contact info.

The difference in you and I isn't real estate experience - it's I've spent time digging in, talking with, visiting with, meeting partners of and seeing "green newbies" make money with the man and you have not.Appreciate the new word though - "gauche" I'm going to memorize it and put it in a sentence :)I think a good approach to these scenarios is a response like "Hey BP - Mike is very inspiring with these articles but we have had scam artists on BP many time so make sure you do your homework."

This whole sentence could be wrong, it's just what I have come across through research.    

One of the best tips I got from the videos is to include a random phrase in the middle of your job description that says "use the word blueberries in your first sentence when applying for the job".