I saw he had a truck, a good one so I told him he could go around picking up cardboard and recycling it so he could start to put together a little money.

In my opinion, you're trying to convince the cow to either give you milk or steak.

There were walkways where trash including things like plastic milk jugs were compacted by the owners feet.

Then recycle.

I am currently hitting mine for six months then recycling the list.

By now I recognized her postmark and handwriting and threw it into recycling without opening (my husband was mad, he wanted to read it).

I most always promote 2YL then a PC and recycle.

True a banker can go to bat for you but in most cases you can bring as much milk and cookies as you want but that banker brings your file to an underwriter who has the initial say over a wide variety of factors.

So this is kind of recycled old technique, and if it becomes real popular and there are enough defaults, Fannie/Freddie, VA, FHA will crack down. 

It was 1962 & my father had some old properties down by Port Adelaide SA that we collected rent from weekly.The old bathrooms were on the outside back wall with an access door to the back yard because the external hot water units used wood to heat the water for the shower etc.The tenants had a cow in the bathroom & were milking it!!!