On the other hand, if you are looking to do a more heavy value-add with renovation you may look for bridge or private money options.

Agricultural land and property suitable for residential development seem like safe options to me.

The land, however, may appreciate, which can offset this.If you’re in an area where affordable housing is in high demand, mobile home rentals can be an excellent option, especially since you already have the land.

Please send me a message and I'll provide a few options. 

We did consider/evaluate that option, and have done multiple flips, but at those points have been under contract since New Year's Eve and carrying costs for another 2-3 months without a guaranteed sale is not the risk we want to assume.

At the end of the day I'm ok with taking the slower path of saving up the cash for the down payments and buffer but if there's a quicker way that I'm not aware of I'm open to all options. 

You can customize including organic food and they have options for both make it yourself (like HelloFresh) with recipes and also made for you.

It could be a great option for your client's needs, or at the very least, a starting point for comparison with other lenders.

I feel like these are my only options:- House Hack: Would I still need to pay the 6% tax rate if I'm getting rental property insurance?

Feel free to reach out with any questions about loan options or how I can support your real estate journey!