![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2855259/small_1697107237-avatar-enriquet7.jpg?twic=v1/output=image&v=2)
27 January 2025 | 7 replies
@Enrique Toledo If the seller is firm at 10% down, you can always get a personal loan for that 10%.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/549038/small_1621492319-avatar-ashleyj16.jpg?twic=v1/output=image&v=2)
17 January 2025 | 3 replies
. - that might be a situation where you would want to work with a contractor directly because you would have lots of different options with widely varying costs.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/744504/small_1666304012-avatar-michaelm647.jpg?twic=v1/output=image&v=2)
29 January 2025 | 8 replies
The terms for a 2nd position loan on a rental is 6%, 25 year term, and 2 points origination fee.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3082342/small_1721677816-avatar-jonathanb936.jpg?twic=v1/output=image&v=2)
25 January 2025 | 12 replies
What really matters is how long you think you will have this loan.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1161411/small_1694631467-avatar-johnc829.jpg?twic=v1/output=image&v=2)
1 February 2025 | 4 replies
What’s the purpose of the loan and what is the collateral?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3090979/small_1722561838-avatar-robint64.jpg?twic=v1/output=image&v=2)
6 February 2025 | 1 reply
Through a hard money lender, but I will take out a DSCR loan in March to refinance.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/670387/small_1621495131-avatar-jona25.jpg?twic=v1/output=image&v=2)
28 January 2025 | 8 replies
@Jon Ankenbauer you won't be able to keep the land separate from any future construction loan.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3150594/small_1732660930-avatar-michaelah13.jpg?twic=v1/output=image&v=2)
4 February 2025 | 8 replies
It's possible but going to be expensive and I would think they would want some collateral on the loan as well.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3144068/small_1731181811-avatar-ilinas1.jpg?twic=v1/output=image&v=2)
28 January 2025 | 6 replies
The LLC is irrelevant unless you are paying cash or getting a DSCR loan.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3163535/small_1735879107-avatar-marcanthonym1.jpg?twic=v1/output=image&v=2)
7 February 2025 | 7 replies
Strategies like living in a duplex or triplex, adding an ADU, or renting by the room can help maximize cash flow while leveraging FHA or VA loans for lower upfront costs.