It could be possible to still negotiate a purchase depending on the stage of foreclosure it is in. 

Hi @Charlie KrzysiakIt is all depends on your goals.

It really depends on how much value you think that extra semester will bring to your goals!

The same money could buy 1-2 full properties that would rent for more, depending on the market you choose. 

Managing tenants yourself is no small task, but I’d say it’s often a blessing in disguise.

The idea of debt-free is that if a person is going to retire and has to completely depend on the income, they don't want a severe recession surprising them and causing them to default on the debt and losing the properties.In a normal world, I would do that as well.

Do one task at a time in each app to compare apples to apples.Load a property with pictures and details.Market that property.See what your marketing looks like from the public's perspective.Submit a fake application to see how easy the process is.

Philip, it really depends on your county’s housing authority.

I am looking at 1031 possibly or just fixed refi/or use my heloc for the time being on a value add for a building 10-40 units (market dependent on price). 

The first rate cut is now projected for mid-2024, but this could change depending on inflation trends and labor market conditions.