I don’t have a loan on the property and hold it cash, but, if I sell it would lend the profits as hard money and earn 10%+. 

Kiavi (formerly Lending Home) was one of the first lenders for Fix-n-Flip,but they are very automated.

We use private lending to finance the purchase and construction of this home.

If anyone who professes to teach you something about real estate cannot or will not identify 10-20 specific, verifiable addresses they currently own and rent out, or have flipped, or optioned away or syndicated or whatever, they do not deserve any of your money. 

The "non conforming" lending options are actually called NonQM (non qualified mortgages).

Hi All,I’m a Partner at a Manufactured Housing Investment Syndication firm.

These programs offer options for less money down and in some cases DPA - Down payment assistance.As a banker for over 18+ years I am very skeptical when I hear a new name in the business only because its become tougher to lend with all of the new laws and credit/insurance requirements and regulations.  

That has become nearly an industry standard in the lending space. 

Securing Lending shouldn't become a hurdle is the Deal numbers works. 

cant pull those off with smoke and mirrors :)   and of course my bank that has loaned me about 60 million to build all this thinks I have morals and character as its the cornerstone concept when lending this kind of money on spec builds.. you dont have it you dont get the money.