Granted, you say a couple true things.In Jan 2017, California passed a law that prohibits local municipalities from prohibiting ADUs (additional dwelling units). 

Why would you say a disaster?

I've heard people say as much as 30ish% in other markets. 

What may be skewing your perception is your think of Self-Employed persons, say a plumber, electrician etc., who strike out on own as a "business".

Hi, would you guys say a home on waterfront access is a good buy?

I'm planning on house hacking (honestly comfortable renting out bedrooms in say a 4-5 bedroom house) and having that cover all my expenses. 

After I have a set of plans(say a duplex).

Be cautious with as you say a tired landlord and tenant in place, likely the tenant is not paying.Things you can do with tenant in place: curbside appeal, paint exterior~~ what does it need?

Ours do.Similarly, and despite what most loan docs say, a senior lender cannot call a default because their residential (1-4 unit) borrower takes out a 2nd or any other junior/subordinate loan.

, and indicate that "even during uncertain times, you will get timely returns every month".Which is an unexpected statement to make on a website... guess I am assuming that doesnt need to be pointed out as a "feature of the service"But as a old radio show "Dennis and the Rodman" used to always say, a good con will tell you the con before the con.