This is a portfolio loan offered by local credit unions where you can buy up to 5 pure investment properties with as little as 5% down if you qualify, which you do have to qualify still with DTI, credit, reserve requirements, etc.There are different credit union options that would be best to connect with based on where you are investing and your situation, so that is why it's important to connect with our team to guide you on the right path on where to apply so you are not wasting your time and having multiple unnecessary credit pulls.

#2 Switching to Airbnb/STR - but this is a PURELY active business, NOT passive at all. 

I agree with you that if you are raising capital, you need to have other responsibilities in the deal, and you can't  get compensated for raising capital unless you have broker deal license.It can work if the sponsor who is running the deal is qualified, but unfortunately, people who purely raise capital can't vet a sponsor.Caution: If you're going to raise money for someone else's deal, have a conversation with a securities attorney.

Unfortunately with tenants you can't trust them to keep up with things like replacing furnace/ductless filters,  smoke detector batteries,  or sometimes even light bulbs.   

I have good luck with them and they have low battery warnings but things can still happen. 

If you’re owner occupying, you’ll qualify for different loan types than you would if it was purely an investment property.

Do check ins every 6 months-check the furnace filter and batteries in the smoke detectors/CO detectors to make sure they are working. 

Batteries, comes up missing, stops working, etc..

So I went over with some batteries, popped it open with my fingers, and changed the batteries (2 AA).

Many investors have sold deals in the past market cycle, and mad money purely through  cap rate compression.I would like to know how many deals they have gone full cycle.I want a list of their team members, including CPA, Securities Attorney, Property Management company, and all the general partners on the deal.LPs need to focus on their goals, and make sure their interests align with the sponsor.Hope that helpsGino