Have you done one of these personally?

But we would still be guessing.The game-on for you is to get your GC out to the property and give you a budget beforre the proeprty gets snatched by another investor.

In particular, now I make sure I can talk to the person who will be my direct contact at the company.

You are correct they handle by PM company liability I have prudential personal liability.OK, yeah, and they (Coterie) doesn't offer commercial umbrella insurance (or personal) so I was concerned you might not be covered correctly.You have a personal liability umbrella through Prudential?  

The game plan would be to keep this structure for 1-2 years with future full sale.

In fact, some of the best opportunities in real estate come from properties that others overlook—distressed homes with potential that just need the right investor to bring them back to life.If you’ve been in the game long enough, you know that distressed properties can offer huge upside, but they also come with their own set of challenges.

You will be personally sued along with your LLC.  

.- Cost segregation has limited benefits: While cost segregation can still be used to separate personal property items like furniture and fixtures, ADS rules apply.

When you specifically mentioned STR experience and the possibility of something with some added "personal value" bells started going off. 

Fund and Grow does ding your personal credit, and those inquiries will be asked about by the mortgage underwriter.