Even if the owner seems like a really nice person, they will micromanage the builder and not like the specs of the house the builder needs to do, and/or the timing in which the builder gets it done, etc. 

.- Bulk Purchases & Portfolio Acquisitions: Banks and hedge funds often look to unload non-performing assets in bulk.

I'm willing to help this person in any way I can.

Recently had a conversation with an MLO who had their license with Company A (NMLS regulated) and then on the side, this person conducted commercial-only business loan-related activity by starting their own LLC (company B) in the states where no mortgage licenses are required.

There are multiple potential strategies it's just really going to depend on your personal situation. 

can anyone you know in person vouch for this lender? 

However, you can get loans that are based on the performance of the rental and not your personal income and debt.

Hey @Scott Chauncey, for the 2 SMLLCs, as long as they are disregarded to your personal tax return you can have them within the same QBO.

I will be renting ADU fulltime and will not use for personal usage.

Personally, in this market, I would work on saving up and really doing my best to find a great opportunity and pull the trigger then.