I am currently seeking a lending partner that offers 100% or near 100% financing options for new construction properties in the Philadelphia region.

Florida, particularly Tampa and Central Florida, is a strong option because of steady demand, landlord-friendly laws, and solid appreciation.If you’re debating between short-term and long-term rentals, I’d say long-term rentals are more stable, especially with the recent saturation of Airbnbs.

Lenders can have different loan options based on the property type and the amount of rehab (if any) required for the project. 

The advice I would give as a lender are these few options if you both are on mortgage.

I’ve heard of a few different options but would love to hear your experiences, especially if you've used gap funding on flips, new construction, or commercial projects.

VRBO of course has no co-hosting option.

I am looking at different loan options but to break even (not having to put any money of my own in the house after the initial down payment) the current down payment required is that much. 

Plus, many of the properties here are older and not exactly cheap.My other option is Tucson, AZ, where I’m originally from.

I’d focus on property types that align with my strategy, leveraging financing options that fit my budget.

Feel free to reach out, I'm happy to chat and discuss options :)