So, moral of the story is be wary of Oneprop.Also, moral for me is to listen to my intuition, I should have cancelled with them right at the beginning.

Talking to current tenants before closing is perfectly legal and moral.

And when you go to a church to seek assistance people are confronted with "humility" and "moral judgement" and such.

So moral of the story, I don't think the statement that an all equity investor is more competitive at all.

It seems you are suggesting it's morally/ethically wrong to sell a house with laminate in the kitchen.

Moral of the story.

To put this on the private investor side as most might want to do loans at 10 or 12% interest, that won't fly in the N/P community, that does not serve the mission efficiently and would be seen as usury, against the moral law.It's not about you, it's about your client.

My understanding is that the borrower must be current, and their property must be at least 15% underwater, so there isn't too much worry about moral hazard.Sure, the investor in the initial loan loses big time on paper, but not much more (and maybe even less) than they would eventually lose in FC.

Some other investors may have ways that you would not even consider based on your ethics or moral background.

Moral of the story, take time to understand who you are working with and be mature about reality to some extent, the broker wants to make a fee, the seller wants to sell at a high price.