I work a lot with investors outside of the US from a tax perspective but from a mortgage perspective, as mentioned above hard money or DSCR is probably your best bet.

Originally posted by @Jay Hinrichs:Although in the MFR realm this is not a Guru how to make money with no money..

Quote from @Martin Jones: YouTube gurus will tell you to borrow money from someone else, but that's bad advice for a beginner.

I have always been a believer in getting as much money as possible from the tenant before evicting them to minimize the costs associated with turning a unit because where I work, in an older city with a ton of small multifamilies, those costs can add up even in the best of times.

@Olivia Blake how much money will you potentially lose by strong-arming a tenant and then having them break the lease early - or even just not renew?

A good tax professional can save you more than they charge you. 

If you have high W2 income, the amount your STR makes (or loses) will be peanuts compared to the tax savings.

At 6% I’ve only saved $360k, but you would have saved $720k, an extra $72k/yr.

Tenants save money when using a shared meter, so there's plenty of room for error when calculating how to distribute the charges.

As a side note, FDIC insurance protects depositor money, not debt.