Fees are really low too. 

THe lender is a credit union and it is a conventional low rate loan.

Weigh the long-term benefits of the low mortgage rate you have versus selling and getting $500k from a sale exempt from capital gains tax.

Low or No House IdentityPeople want to take pride in where they live.

What was ABNORMAL were the interest rates for the previous 10-15 years which were unusually low. 2.

All original tenants were long term low rent tenants.

I would push for very low or no money down but having a Realtor that needs to have their fee paid it may still not work.Look up the owner if possible through truepeoplesearch.com and call them up directly.

But, it may not offer the ROI as other locales, and it may not be "fun" like buying in a favorite vacation spot.2 - The highest ROI folks - Self explanatory, will go where ROI is high and/or regulation low.3 - The second home/retirement minded - These people are looking for minimal ROI but want the house in a specific location because they like to use the property and want it to pay for itself.

a lot of people will poo poo this, but I also live in a market where cash flow is low, property taxes are high and properties are expensive (which is a relative term).

The problem with averages is that a large number of high or low value properties can skew the figures either way.