I have referred my CPA to several others and everyone has had a positive experience.

This experience proves that even with challenges, strategic renovations and persistence can lead to a profitable outcome.

Loan officers with 25 years of experience typically are more experienced, and have less time per file, because they have an abundance of files.Loan officers with 25 months of experience typically are less experienced, but have more time to devote to you.I can't write my own loans, so when I'm getting a loan I prefer working with less busy people when I'm doing my own real estate investment, they're more responsive and dedicated it feels like.

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As the investor gains experience, they are not only able to more successfully foresee the “bumps” along the way, able to handle recessions, temporary negative cash flow, unforeseen capital expenditures without panicking, but will also recognize the opportunities necessary to turn a loss into a break even.

Best of luck with everything it seems you have the experience and workmanship needed to be successful! 

What can be done or does anyone have any experience using a VA loan after separating recently?

From my experience working with over 400 investors, financing your first deal with minimal out-of-pocket expenses is entirely possible, you just need the right strategy.

Quote from @Zack Marshall: Quote from @Tyler Tyson: I had a very poor experience with them last year.

I’ve heard of a few different options but would love to hear your experiences, especially if you've used gap funding on flips, new construction, or commercial projects.