If there are excess funds after paying the local/school real estate tax bill, the remainder can go to:Current real estate taxesCurrent Muncipal liens for water/sewer or any other bill initiated by the municipalityState Liens, usually for outstanding state taxes, sometimes employee/employer taxesPA State Inheritance Tax which applies to all deceased owners and starts at dollar one with no exemptions, unlike the Federal Estate Tax. 

To save on costs they can't pay their staff nearly as well, leading to good employees leaving for better opportunities in the for-profit space. 

I've wasted decades being an employee, and I'm ready to get out of the rat race and start investing to provide homes, jobs and communities!

(However, now that I see that you have court experience, also consider this: The employee of the law firm who filed the lawsuit(?)

Our lawyer recommends acknowledgments by a title employee only.No sensible buyer buys a property without title insurance and it certainly looks like your buyer is sensible.

While I believe anyone can joing CU's (unless they choose to stay private) they could have special considerations, like government employees/servive members where collections are a walk in the park so to speak.

We are W-2 employees with pretty straightforward tax filing at this point. 

I realized that I was slowly turning into a "Cash Buyer Employee," relying on a few cash buyers to take my deals—mostly due to speed and the certainty of them closing.

Hello Cliff, as I went through this about five years ago before I started investing in properties, the advice that you’ve been given initially is right on point so from another perspective, but say that you hire yourself as a W-2 employee instead of an owner on your schedule C personal 1040.

Look at State Employee's Credit Union (North Carolina) and check out their mortgage products.