Quote from @Delbert Standifer: @J Kilroy greetings I just spent 200k on my ADU.

As a generic advice:  I would recommend paying off any credit card debt, or high loans. 

Real estate will not be the get out of jail free card without these things in order.

Greetings,I'm a first-time investor working to go from 0-1 deals! 

Also, Credit Card suggestions for best business card for benefits / perks right now?  

Well....should you invest in a city where the people elected a woman with foreclosures, liens, judgements, garnishments, ethical violations from the state ethics board,  misused a city credit card, went three years arrears on her federal taxes all while yelling for other people to pay "  their fair share, " left skeletonized dead bodies hanging over Canal St for months on end covered only by a tarp until the wind blew it off to reveal to our horror her blatant disrespect for human dignity?

I also due to all the walk-ins put a sign with cards by the front door with my number that way I could kind of verbally take an application when they called. 

I get calls, texts, cards and letters constantly on this rental.

You can use a card reader on the coin-op feature to address that, but you are into micro-issues at that point that I wouldn't want to deal with.A proposal: Tenants, installing separately metered water and electric lines that I pay for, then bill you for, will cost me $5,000 (or whatever).

Maybe with automatic payment stuff and you can request changes to your credit card due dates, you can take as much advantage of the float.