I've purchased a couple of my investment properties directly from property management clients who decided to sell. 

Do I still have to underwrite the property if I own it and can decide on my own how much I want the buyer to repay me over the course of the loan?

Bottom line, you have to decide how badly you want to own the place, and how much financial cushion you have, and how much risk you are willing to take. 

Capital Gains & Exit Strategies: If I decide to sell in the future, what are the best ways to reduce capital gains taxes?

I’ll let readers decide how they want to interpret the facts I stated.The underlying investment was student housing.

This method typically provides an accurate, data-driven view before deciding to move forward with a property.

I saw how fast the city was growing and decided to make the jump.

I’d aim for low downpayment land contracts and lease options.After refinancing out of the FHA mortgage, I’d evaluate if I wanted to repeat the 2-4 unit FHA 203(k) process again or if I had the 20% down to target 5+ units.Good luck with whatever you decide to do!

I’ve been looking at 4 plexes but I don’t know if I should just start with a duplex first I can’t decide on which one…

Quentin, build your knowledge, make sure all this is done correctly.Banks rarely call the loan just because of the deed being transferred, something else triggers this, mostly because the investor decides education is not worth the money.It can be because the Insurance was not done correctly, the seller does not understand the process, the Title Company does not know what to do so they call the Bank and make a mess out of the process and a few other factors,If the investor is knowledgeable on what to say to the Bank if they call this is a fairly simple conversation to have.