I admit that the allure of interest-only payment to drive insane profitability from cash flows is attractive; however, I don't see a standard process that the lender follows, but it may just be the affiliate/broker representing them who isn't very formal. 

You then get a formal list if each city in NWI and it's appropriate 4 digit area number.  

@Sean LeonardLotsOf scammers in tax liensFor pennsylvania make sure to understand upset sale vs judicial sale.Don’t want to buy an upset sale thinking getting property only to have to still pay the mortgage lender

This is all to show to a Court and a savvy plaintiff attorney (when you get sued) that your business activities follow corporate formalities and they are separate from you as an individual. 

LLC is VERY IMPORTANT to organize in the correct states that don’t require formal records to maintain separation between LLC and personal.  

That brings me to the most important piece, I have formal written qualifications well before you ever advertise the space.

While this is part of their business model, an extensive presence of wholesalers can create a perception of a lower property valuation in an area, especially if most properties do not go through the more formal appraisal processes with realtors.Disruption of Market DynamicsWholesalers operate on quick sales, which can sometimes disrupt the usual pace of the market.

Occasionally this presents investors with an opportunity to avoid a formal mortgage qualification process and obtain their mortgage privately from the seller(s) directly.

Subject-To Financing:Definition: In a subject-to deal, the buyer takes over the existing mortgage payments without formally assuming the loan.

Hello Deborah,We are able to close on over 90% of deals that receive formal term sheets.