My assumption is that banks want to compete for business and that there would be a possibility some banks will forgo or absorb closing costs in order to gain the loan from a competing bank.

@Sean OToole Do you guys have a ETA for going into Utah?

But the only sure thing is that we will continue to get older.This week brought fresh evidence for me, as if I didn't have enough already, that the main question you have to ask is not to decide to do this or not, but whether your spouse is fully on board for going ahead with real estate investing.

"I Lost On Jeopardy" was the theme song of my you: "You don't get to come back tomorrow!

If the tenants are fantastic and make life easy we forgo the marginal increases and keep the rent the same, if a tenant is a pain in the butt but still pays every month we do marginal increases each year. 

He’ll let them all for go for a total of $175,000.

I thought redfin made this strategy very efficient because now I don't feel guilty for going behind an agents back to try working out a deal with the listing agent :)

Haha my Girlfriend thinks I’m nuts for going into crawl spaces and attics.

Cracking 3 was my whole reason for going bearish on the market. 

He is asking us to deliver back 3% ($4800) at closing from our proceeds.The advantage is it seems this would be a done deal if we agree and he is already living there, and has agreed to forgo any inspection or further negotiations.If we don't not go with him, our agent will show the place, but believes the tenant will be emotional and a potentially jaded resident and wants to be there during each showing.