I examined the area and with the help of one of my tenants i discovered that there was a large crack on the bottom of the tub but it had gone unnoticed because there is usually a non slip mat over it in the tub. 

All real estate salesperson applicants need to be sponsored by a licensed Pennsylvania real estate broker who will be overseeing their activities.The requirements for a real estate broker license in Pennsylvania include being at last 18 years of age and having successfully completed the education requirement and passed the real estate examinations.

My intention was something related to trying to figure out what would be the best loan depending on the time the house would be "held" or something like that, to examine that portion in detail..

I have been a Title Examiner and Director for over 7 years now handling many of the title processes from the basic re-fi's, to purchases, short sales, HELOC's, and reverse mortgages, taking loans from what we like to call 'from soup to nuts'.

The study shall identify and examine various options for mechanisms under which lenders and servicers of such mortgages may make bids for forward commitments for such insurance in an expedited manner.`(2) CONTENT- `(A) ANALYSIS- The study required under paragraph (1) shall analyze--`(i) the feasibility of establishing a mechanism that would facilitate the more rapid refinancing of borrowers at risk of foreclosure into performing mortgages insured under this section;`(ii) whether such a mechanism would provide an effective and efficient mechanism to reduce foreclosures on qualified existing mortgages;`(iii) whether the use of an auction or bulk refinance program is necessary to stabilize the housing market and reduce the impact of turmoil in that market on the economy of the United States;`(iv) whether there are other mechanisms or authority that would be useful to reduce foreclosure; and`(v) and any other factors that the Board considers relevant.

I also went to real estate sales training and passed the state exam in Indiana.

I hope I can help some, but I am not a capital expert or an examiner.

The DSCR Jon mentioned is one of many figures the commercial lender will scritinize/examine.

I am a real estate title examiner in KY and I don't think the consumer needs to be bailed out, but they do need help.

Legislation was rammed through Congress so fast that watchdog groups had little time to examine the bill.