My advice: don’t overthink it—your first house hack is about learning, so pick a strong rental market, ensure solid demand, and lock in a deal that gets you close to break-even or better.

One powerful tool that can help investors secure better loan terms is asset utilization—especially when the DSCR (Debt-Service Coverage Ratio) is under 1.🔹 How It Works:If your rental income falls short of covering your mortgage (PITI), you can use liquid assets to supplement your income.

The property owner's tax professional can help them with that and ensure they don't pay taxes twice on the same income.Disclaimer: My advice/opinion in this post is just that, my opinion.

Since the rent roll was too low, she had to secure financing through a private lender that based the loan on market rent rather than the current rent.

However, before you do so you should ensure that your revenue from rental income covers ALL your property expenses in the townhome, including mortgage, taxes, insurance, maintenance/repairs, vacancy, property management, etc...

The proximity to Tinker Air Force Base in 73135 is a significant advantage, as it ensures consistent demand for rentals from military personnel and civilian contractors.

This approach ensures that we have the ability to appropriately maintain a community, ensuring its long-term viability.

It’s an interesting approach, but ensuring a strong screening process and a legally solid agreement is key.

This is ideal for those taking their first steps in Spain or needing to establish a presence without having a physical office.If the goal is to link an SL with a holding or manage dividends, then yes, it’s essential to ensure the legal structure is well-defined and compliant with the relevant regulations.

Securing legitimate deals is a great first step.