Thats awesome you can save 40% man... very impressive and you have tremendous discipline Yes, that's a great book and starting point. 

Jim Rohn and Eric Thomas have been keeping me disciplined and ready to go.

My opinion is that we should get as much as possible so that we can pursue a wider range of possibilities, and so that we don’t come up short on any potential deals that we may want to pursue.The difference in the in interest rate between the 80% option and 90% option is a quarter of a percent, which does not appear to be a pro-forma breaker, especially since we are using the HELOC as a bridge loan until we can complete the rehab and seasoning before refinancing into a conventional 30 year loan.Other than the difference in percentage on the HELOC, can anyone think of reasons why a disciplined investor would not want to have a larger line of credit at their disposal?

What I don't get is that people, after reading less than 10,000 words on a person's 96 year-long life, somehow glean enough information to questions her decisions and throw around phrases like "more like a hoarder of money than an investor and I am not impressed" and "total lack of caring for family".No talk about her work ethic, loyalty, selflessness, wiliness to learn, discipline?

You need a few things, cash (see above), good credit, a little discipline, and some serious guts (I remember sending the first wire transfer 😮).

You need a few things, cash (see above), good credit, a little discipline, and some serious guts (I remember sending the first wire transfer 😮).

It sounded very disciplined.

Three practical disciplines for being rigorous in people decisions- when in doubt don't hire, keep looking- When you know you need to make people change, act.

I do some bartending and umpiring on the side.Of course this all only works if one can be disciplined enough to not touch or dip into their savings account once the money is transferred.Good luck, and happy savings.

I believe cash back/ rewards cards are great for the financially disciplined who know how to exploit the programs.