It all depends on the market, economic conditions, seasonality. 

The Greater Phx market has many avenues to explore, depending on your goals.

There's many more out there depending on what section you want to get into.

But, there are still deals that can make sense depending on your budget. 

It really depends on your bigger picture and also what you are hoping to accomplish in the future.

I've had smooth loans close with Kiavi and I've had rough ones, same with Roc.When Loans start to be troublesome:1) The borrowing entity docs are a mess2) The appraisal numbers are lower than expected3) Messy background reports4) Loans happening in an environment where market/rate fluctuating unpredictably 5) Your loan officer and their team are poor at their job6) Title issues that depend on county docs, that can be slow and painfulThere's more but it's Friday and I'm tired....

Hello @Alex Silang,It depends on your goal.

I  Income:  The amount of property you can buy will be dependent on your Debt to Income ratio.  

They have lots of options for you, depending on your budget.

CT is 1-2 hour drive from my location depending on the town and is manageable for one project.