I'm a mortgage broker for DSCR loans, so maybe I'm biased, but I hate when the market blesses us with a 200 bps rate decrease in 6 months and folks want a larger blessing.Keep in mind, just 12 months, 8% was the average DSCR rate.

I don't see much appreciate coming in STR homes in the near future as they have had historic jumps from 2020-2023, now have leveled and in some areas are sliiiiiightly decreasing. 

Create a list of properties you think are very similar to yours based on their listings and use those revenues to create your estimate.Keep in mind if you are just starting, expect about a 20% decrease in year 1 revenue compared to comparable listings.

Some things to think about...Real estate could potentially decrease your taxable income by way of depreciation.

This makes it easy for them and thus decreases the likelihood that it becomes an issue.

Many multifamily projects face challenges, including rising interest rates, operational inefficiencies, and decreased valuations, which drive the growing need for alternative financing solutions.This environment presents a unique opportunity for mezzanine debt and preferred equity investors.

However, RE prices did not decrease but continued to rise.  

Currently, I don't have any second mortgages or helocs because the idea of keeping track of more than one mortgage per property has been a tad daunting and decreasing my cash flow at the moment is something I'm battling mentally with.

The market is decreasing, and yesterday's rental prices are not today's rental prices.

How much will it decrease your housing expenses by moving into that unit?