I didn't expect to get so much great, personal advice from such a diverse group of people all over the country.

The first is University Square, high in diversity low in cost of living, and it is ideal for new families and young students that are just getting started.

Thanks a lot for unpacking those diverse set of HELOC options.  

Along with what @John Litz is saying, doing a 1031 exchange on the lower performing properties to buy in areas with more growth potential, would give you that diverse potential for greater cash flow.  

Just my experience as both a buyer and seller's agent in my area - it could depend on the mentality/culture of the area you're in. 

There are challenges everywhere for different reasons -- weather, building codes, tenant culture, competitive market, high cost of labor. 

Although the nightlife and culture (museums/food/music) was a great and calming change from the busy metro area, I felt isolated.

I believe there needs to be diversity of jobs in the area. 

We work very closely with a national lender and strategic mortgage partner with a diverse second lien position and second mortgage investor product offering.

There are diverse activities year round from lake beaches, hiking, sightseeing, leaf changing tours, skiing, indoor waterpark resorts, outdoor parks, farms, zoos and historic areas.