His income cratered during the 2008 crash when they slashed the dividend from $1.24/share to .46/share.

If the answer is no, and, ALL Bankers are subsequently proved to be "very wrong", then - are you still able to renege?...

No need to waste time having every contractor come by in person, just ask over the phone or online how much they'll charge to tent a house your size and warranty it each subsequent year.  

I personally feel you should go first class on the first mailing and then the most cost effective method should be utilized on the subsequent mailings.

The third month's rent and subsequent month's rent will be $____ due on the first of the month.2) The method of payment should be spelled out in your lease/rental agreement.  

If you try to make the tenant put it in their name, they will resist because no other landlord makes them put it in their name.....also....if the tenant does put it in their name.....and subsequently does NOT pay the water bill.....guess who the City of Cleveland will go after for the money?  

We have those hurricanes of 04 to thank for that wonderful fiasco of the "Chinese drywall".Companies, and subsequently people do not change course on a dime.  

I need to be able to manage multiple different lists at the same time for different campaigns. as well as move names to other lists for subsequent mailing campaigns.

While the property may not still return 20% cash on cash, it would not be losing money on a monthly cash flow basis (hopefully..)But I think that is lazy and irresponsible, especially if you own anything more than a property or two.So I generally try to run what if scenarios on each property and then subsequently run what ifs on my larger portfolio to make sure that the portfolio can weather any economic storm that may come through.I have only been in RE for a few years and didn't gain the experience from 2008 so my question to the group is what scenarios do you test or have you encountered? 

Private lending, in particular, can get key connections for subsequent RE investing.All those options present, however, present opportunity and risk - which to some extent go hand-in-hand.