The 2-3% points in extra cost are worth it if you plan on using as I described above because the use would be for a few  months at most and due to that short term use you can survive a rate adjustment up.But, if you have no plan to payoff the debt like when using for a down payment on a long term hold why pay the extra cost for flexibility and have the additional risk of the adjustable rate with the amortization looming when you can get a fixed rate second mortgage. 

From my experience, mentorship can provide structure, accountability, and networking opportunities, but it often comes at a high cost.

@Tiffani HollisFor a long-term rental, I’d avoid used dishwashers entirely—repair costs and reliability issues often outweigh the savings.

However, co-living allows you to acquire properties with as little as 0%-5% down, drastically reducing the amount of cash required.Instead of needing $100K+ to buy a rental, a co-living strategy lets you start with a fraction of the cost while achieving higher returns.3.

Finding durable products at reasonable costs. 

It is going to cost more than you expect, and you'll have that "Oh, crap!

They have cost my business tens of thousands of dollars and countless wasted hours of follow ups and missed opportunities.

The main issue is your exit is capped so if your costs go up, your profit goes down.

The cost of the program is 35K upfront and then approximately $3500/mo for all marketing.

If you are going to do a HELOC then you must understand the cost of using those funds.