If the expenditure is only for your personal unit, then pay for it with your personal accounts.

The 10% is accounted for in other expenditures, along with landscaping.

I like the idea of flip to rents (BRRRR), so you don't have to worry about the immediate CAPX expenditures.  

We wIll have capital expenditures in the form of HVAC and water heater coming in the next few years, but everything else is in great shape.

., As a suggestion, there are some expenses you may want to consider, outside of PITI and little maintenance/fixes you're pulling out (i.e. vacancy and capital expenditures).

What do you anticipate for future repairs/capital expenditures? 

JeffListing Price:$159,000 INCOMERental Income$1,748 $.85/sqft.Garage$0 Laundry$0 Storage$0 Misc$0 Total Monthly Income$1,748 EXPENSESTaxes, Property$350 Insurance$100 UtilitiesElectric$0 Water$100 Sewer$50 Gas$0 Garbage$0 HOA$0 Lawn/Snow$0 Vacancy$100 Repairs$100 "Capital Expenditures (i.e. new roof)"$150 Property Mgr $0 Mortgage $705 Total Monthly Expenses $1,655 CASH FLOWIncome $1,748 Expenses ($1,655)Total Monthly Cashflow $93 CASH-ON-CASH ROIDown Payment $15,900 10%Closing Costs $5,000 Rehab Budget$5,000 Misc, Other  $0 Total Investment $25,900 Annual Cashflow $1,111 Cash to Start: $25,900 Cash-on-Cash ROI 4.29%

I pay taxes, insurance, and anything associated with the property that would fall into capital expenditures.

I wanted to get your opinion on expenditures.

Account Closed, When we typically do our rent-to-owns (lease options), we still take care of repairs (in the sense of capital expenditures).