It’s ran like a business, not a personal investment.Given the heavy workload I have being the CEO/founder of the wealth management company, my wife has set up a well oiled machine on the property management side, due to her perfectionist drive however, it still means that she's constantly dealing with tenants and toilets and replying to items at all hours of the day and night.

All of that said, I just want to get together occasionally to give my wife a break from me talking about real estate all of the time.

THAT's the beautiful side of this business far to few ever see. 

My wife is from a country that does not allow lending or loans to acquire housing.

My wife and I have good W2 jobs currently so we get better terms with traditional lending in comparison to DSCR lending. 

Didn't have a lot of free time, which my wife didn't like.Read copy & paste below to better understand Property Classes:------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

My wife and I are interested in owning Multi Family RE. 

But, in the end, a HELOC is great to just have in case that beautiful day comes where I get a great opportunity.

My wife and I own a beautiful historic home in a small, charming town in Northern Virginia.

My wife is from the Montgomery area.