One appeared visibly unoccupied, with a mattress and other debris on its porch and its upstairs windows boarded up.Of the remaining seven homes, The Inquirer was able to question residents of four about whether they continued to be charged rent.All said they had been.One tenant, Shanna Anderson, said she stopped being able to afford her $1,750-a-month rent to DHI Fund and RAD at her Parkside rowhouse after losing her job at a real estate brokerage during the pandemic.In late November, RAD threatened to evict her if she failed to pay $6,530 owed for unpaid rent since August.Her home’s rental license has been inactive since late July, according to L&I records.

But if you can’t afford that you don’t get to take advantage of the tax code complexity.

house hack in some sort of fashion.Either buy a duplex or large single family that you can rent out a room/side of the houseOr buy a fixer upper in the best neighborhood you can afford. 

Or, a carrier won't renew on a policy or substantially raises the premium, the homeowner can't afford the increase, loses insurance, the lender calls the loan due for lack of insurance.

These areas offer much more affordable properties, which means they can get into the game with a lower initial investment while still tapping into growing local economies and strong rental demand.I always suggest starting small, maybe with a single-family home or a 2-4 unit property, and hiring a property manager to take care of the day-to-day.

These markets offer affordable homes, many of which are turnkey (new builds or fully rehabbed), with properties that have 10+ years of life left and are ready for tenants.

Structure depends on what payment the buyer and the property can afford. 

Shared housing provides affordable, flexible rental options for young professionals, remote workers, and students.As shown above, co-living properties have more demand than traditional two-bedroom units and appeal to a wider tenant base.2.

VERY affordable!

A home equity loan seems like a possible way to expand my portfolio, would consider buying a multifamily and renting out our current home to live in one of the units and purchase it as a primary home (assuming its 4 units or less), but being in the Santa Cruz CA area, I am afraid I'll need to look outside of CA for any deal that makes sense, and can't afford to lose my great job (can't work remotely).