They filed 4 complaints jointly, and 4 each individually (12 total).

Most of our assets are jointly owned. 

You are able to deduct that passive loss up to $25,000 if your income, including your husband's if filing jointly, is below $100,000.

Why of course the easiest guys to work with.Bought that house on owner financed terms with a Joint Venture partner and it was a pretty great deal.

Joint Venture How did you add value to the deal?

But if not, it also may make sense to look for passive investments or joint-ventures with more experienced people.

Just know that Solera bank does NOT OFFER ACH.

One Fidelity rep says this account cannot be used to do ACH transfers, so I cannot use it to take rental payments from  my property manager.

You can collect the money in many ways, I have tenants pay using secure ACH transfers using apartments.comI would declare this income because later on you may need the documented income to qualify for loans etc.

Also just so you know, they are not Hard Money Lender's they are your joint venture partner in every aspect of the deal.