If you cancel Cozy while owing them money (which is what is happening in this situation) I'm not sure how far they would press you for payment. 

Appreciation vs cash flow is an easy choice (for me)...I know some would say otherwise but based on my own experiences (some even accidental) I know what works for me.Now the ultimate goal is do have BOTH going for you....if possible....and sometimes it is.

Press release: https://accessorydwellings.org/2024/05/09/colorado-passes-st...News: https://www.fox21news.com/news/new-law-legalizes-adus-aims-t....

Let me help you with your pressing real estate tax questions.

Ended up funnelling a bunch of traffic to this particular Credit Union who accidentally ended up financing automobiles via home equity, not exactly the risk profile they had sought out!

The way I look at it, it's a great time to hustle and find deals while others have pressed the pause button.  

I guess you would call me an "accidental landlord" as I was able to take advantage of our interest rate on our first home.

The units don't appreciate like normal real estate and resale can be difficult, and you will be hard pressed to make money renting out the unit.

IB has the water/sewer issue but it keeps getting more press/exposure.  

If you were to use that as a downpayment to then take out more debt, you'll be hard pressed to find a deal that cash flows.