I get the distinct impression that these folks genuinely think that this rather mundane arbitrage program, coupled with forced savings, and placed into a very high cost insurance product wrapper earns 20% ROI when in actuality they’re looking at about 1/3 of that.

From my experience from living here in the Bay Area and forced to live 2 hours from my office makes you really think outside of the box.

Ultimately, these challenges culminated in widespread layoffs at FlipOS, which forced me into involuntary cancel contracts for properties originally earmarked for sale to them.

You should only consider switching when your current software has a significant flaw or lacks features that force you to spend excessive time on workarounds.

I purchased my second home in a much better neighborhood (neighboring houses all worth $100K+) with a better chance of appreciation, higher rent = better class of tenant, and room to add in forced appreciation if I build out a 3rd bedroom.I've learned A LOT this past year and a half.

In Metro Detroit area, police will not remove these types of occupants (they are afraid of scamming landlord having police remove legal tenants), calling them a "civil matter" forcing landlord to start court eviction process.

If you violate any of these rules you could blow up your IRA or 401k and the IRS could force you to distribute all of the assets in the IRA or 401k.

It'll feel like you forced it; you'll wish you had that cash back. 

I'm an active duty Air Force (retiring soon).

One tip: don't force yourself to stay in single-family, but sticking with what you know best for now is good.