You could run into a cash flow issue at that point.Have you considered a stabilized bridge? 

You can also do a 2 year bridge loan without the 3 month seasoning requirement needed and can lend up to 80% LTV. 

I am originally from Ontario just across the Thousand Islands bridge from Watertown.

A study by Geraci LLP, analyzing data from 125 lending companies, shows that the private lending industry performed significantly better in the first four months of 2024 compared to the same period in 2023.When it comes to short-term loans—like fix-and-flip, construction, and bridge loans—there was a notable increase in production from 2023 to 2024.

You mean 2nd position to cover balance of down payment or a bridge ?

We've done this many times where you purchase a property at a discount with short-term financing/bridge loan, rehab it to increase the value, rent it out and then when you refinance it with long term financing, you (hopefully) get some money back.

As you're working with new investors, I would suggest trying to be that resource that bridges the education gap and keeps them focused on their big picture goals, and I think that could help resolve a lot of inaction into action.

They do some commercial bridge financing 

If you don't have a credit partner, are you open to doing a bridge loan and using the cash out proceeds to increase your credit score to refinance into a more attractive loan? 

What is the max length on a bridge loan?