Similarly, unlike substituting international reports for FICO or using 'Non-Traditional Credit Reports' (NTCR) it's highly unlikely that any bank would consider ATO tax records for a conventional loan, given both that it's another country and the job/business has since been left in order to migrate. c) If possible after one year, refinance to a more generic loan in order to buy a new FHA fourplex using whatever savings have been gained in the preceding months through cash-flow and W-2 income.PROS:*Highest leverage of all paths available;*Largest safety net of cash-in-bank, and;*Increased turnaround for new projects.CONS:*Employment verification, credit history, and IRS records non-existent - multiple positive judgement calls from lender needed;*Delays before scaling allows full-time REI;*Maximum limits to property units and value - 4 units and ~$809,000 for a fourplex (2.v)2.i - List of some Maine lenders, with whether they offer FHA (https://mainehousing.org/progr...)2.ii - Information regarding how to get a no-credit-score mortgage (https://www.lendingtree.com/ho...)2.iii - FHA loan without a credit history (https://www.fha.com/fha_articl...)2.iv - FHA loan requirements + No income minimums (https://time.com/nextadvisor/m...)2.v - FHA loan value limits by unit size for Maine (https://www.lendingtree.com/ho...)3 - A quick start at a moderate scale (DSCR or private) This is my current focus of research as at 25/06/22 and any contributions, suggestions, critiques, or references are worth their weight in gold to me.a) Find ten wholesalers who are focused on or who happen to find Maine multi-families, with a view of analyzing each <16 unit building that gets mailed to me. (2/10)b) Find twenty lenders operating nation wide or in Maine who offer Debt Service Coverage Ratio (DSCR) loans or private money. (3/20)c) Purchase one <16 unit multifamily with whichever available credit type is most appropriate (3.i) - either moving to the address on closing or renting something cheap in-town depending on whether or not the lender allows owner occupation.d) Move to full-time REI, or part time if cash flow does not support growth.e) Exit plan would depend on cash flow, regional trends, and the characteristics of the loan and future financial market and cannot yet be assessed properly.

Yes, why dredge up an old thread with a generic question?

Do I just file a generic motion with the district court clerks office?

That is why generic GCs can hire and supervise subcontractors, some GCs self perform and only work themselves and probably a guy or two more to help them.

Sometimes the total savings to you by doing lease to own is over 8%, which on a $200,000 property is $16,000.Enclosed are some articles from the Wall Street Journal, Money Magazine, Realtor.com, USA Today and some other public newspapers, about Lease to Own and Seller Financing.Many realtors don't know a thing about Seller Financing or Lease to Own, and their Brokers do not encourage their Agents to talk to Sellers about it.I currently have at least 2 "Lease to Own Buyers" that are interested looking at your house, that will give you full price for your house, and save you quite a bit of money.In order to properly explain this to you, I need to sit down with you and go through the positives and negatives of this decision, so that you can make a good decision about your home sale.I get paid from the buyer so you don't have to pay me anything.Please call xxx-xxx-xxxx so we can sit down for 30 minutes and go over the basics of how this works for you and your family.Sincerely,Brian Gibbons`````````````````````````````````````````````````````````````````````If you notice the letter stresses saving money and doesn't tell them how it works, and also educates the seller was some mainstream articles from national newspapers and realtor.com.Print the cover letter to a generic homeowner on good letterhead, and print the articles on good letterhead.You can use a binder clip to get them altogether.

Hi Jeremy,I think a great ad is one with a vibrant and hyperlinked call-to-action photo that simply redirects to your Property Information Form for the seller to fill out.I honestly do not see how a generic We Buy Houses ad with a phone number is effective as you can at any time have a handful of leads call you up, block the lines and/or waste your time with their stories, questions, issues, etc.As mentioned, you should ultimately have a strong call-to-action that points back to your website/squeeze page for the seller to fill out their information.

It's more or less generic so I can use it for many of my endeavors.

This is my last post here, but (generically, not directed at anyone specifically) I recommend that investor buyers know the underwriting rules before they bid on anything with financing contingencies. 

Some of them provided very generic messages. 

., my Animal Addendum is specific for each animal, not generic, and also has a statement about not allowing substitution.